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American Express Black Card

The American Express Black card is the most exclusive credit card in the world. Also known as the Amex Black Card, it is only offered to an elite group of American Express cardmembers on an invitation only basis. Although opinions differ on the exact requirements that must be met to receive an invitation, here is a list of the most agreed upon speculations.

- Must have a 750 minimum credit score
- $150,000 per year spending on a Platinum Amex
- History of paying monthly American Express balances in full
- $2,500 per year fee for Black Card Privileges

There are also many benefits that Amex Black Card holders receive that are above and beyond those of standard American Express benefits.

- No spending limit
- Invitation only Black Card events
- Exclusive access to private lounges, parties, and residences
- Personal Amex concierge to handle any travel or shopping request

Bottom line, the American Express Black Card is the ultimate in luxury...